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App Corp
Full-service software engineering
Engineering your experience…
App Corp
Full-service software engineering
Engineering your experience…
The Payment Card Industry Data Security Standard (PCI DSS) is mandated by all major card brands — Visa, Mastercard, American Express, Discover, and JCB — for any entity that stores, processes, or transmits cardholder data. While technically not a law, it is contractually enforced, and non-compliance carries significant fines, increased transaction fees, and potential loss of processing privileges. For e-commerce platforms, payment gateways, and fintech applications, PCI DSS compliance is non-negotiable. The current standard (v4.0) emphasises continuous security monitoring over point-in-time validation.
The Payment Card Industry Data Security Standard (PCI DSS) is mandated by all major card brands — Visa, Mastercard, American Express, Discover, and JCB — for any entity that stores, processes, or transmits cardholder data. While technically not a law, it is contractually enforced, and non-compliance carries significant fines, increased transaction fees, and potential loss of processing privileges. For e-commerce platforms, payment gateways, and fintech applications, PCI DSS compliance is non-negotiable. The current standard (v4.0) emphasises continuous security monitoring over point-in-time validation.
Firewall configuration, network segmentation, and prohibition of default passwords on any system in the cardholder data environment (CDE).
Primary account number (PAN) must be rendered unreadable anywhere it is stored using encryption, truncation, or tokenisation.
Strict need-to-know access to cardholder data, unique IDs for all users, and physical security of systems in the CDE.
Quarterly vulnerability scans by an Approved Scanning Vendor, annual penetration testing, and continuous network monitoring.
Formal information security policy covering all personnel, annual security awareness training, and documented incident response procedures.
Our approach to PCI DSS compliance is to minimise the attack surface by design. Wherever possible, we architect systems to use tokenisation or direct iframe-based payment integrations that keep cardholder data from ever touching your infrastructure. When the CDE is unavoidable, we apply network segmentation, encrypted data flows, and rigorous access controls that satisfy SAQ D and SAQ A-EP requirements. Every fintech or e-commerce platform we ship includes payment security as a core architectural concern.
Explore other compliance standards we engineer for.
The gold standard for service organisations — audited security controls that prove your platform protects customer data.
Learn moreThe European Union's landmark data protection regulation — the most influential privacy framework in the world, setting the global standard.
Learn moreThe internationally recognised standard for information security management systems — the most widely adopted certification for security excellence.
Learn moreTell us about your compliance requirements and we'll show you how our engineering team can build a system that meets every regulatory standard that matters to your business.
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We have shipped 200+ projects for clients across fintech, healthtech, SaaS, and enterprise — many requiring multi-framework compliance.